About Us
Welcome to AR Pay, one of the UK's fastest-growing providers of payment solutions and Merchant Cash Advances, serving businesses of all sizes. Our expertise lies in the hotel sector, where we deliver secure, reliable, and cost-effective payment solutions tailored to your needs. We take pride in our products, security measures, and high-quality customer service. Plus, our payment gateway is the most affordable in Europe, offering exceptional value without compromising on quality.
AR Pay was founded by Nijam M Rahman, a visionary with over 25 years of industry experience. Having been a user of merchant services himself, Nijam gained first-hand insight into both the strengths and challenges of these services, especially within the hospitality sector. He noticed that most providers close their support lines after 10 pm, or rely solely on AI or messaging systems during late and unsociable hours. This inspired us to offer 24/7 support with real human agents.
We never use third-party agencies to sell or manage our products, so our customers always have direct access to our team.
Why Choose Us?
At AR Pay, we distinguish ourselves with transparent pricing, a quick and free setup process, and the latest PCI-certified terminals. Our solutions are specifically designed to help businesses save at least 20% on card processing fees, with full coverage across the UK and Europe. Additionally, our payment gateway is the most affordable in Europe, offering maximum value at minimal cost.
Our Services
AR Pay offers a range of services to enhance business efficiency, including secure payment processing, 24/7 live customer support, and next-working-day payouts. We prioritize security, utilizing advanced encryption technology to protect every transaction and ensure the safety of our clients' data.
Merchant Cash Advance
Our Merchant Cash Advance service allows businesses to access up to £500,000 in funding, with approvals completed in as little as 48 hours. With an approval rate exceeding 90%, AR Pay provides flexible financial solutions to fuel business growth, helping you expand with confidence.
Choose AR Pay for a seamless, supportive, and secure payment experience tailored to the unique needs of your business.
No CNP Charges
At A R Pay, we do not charge for Card Not Present (CNP) transactions, providing businesses with cost-effective payment solutions that prioritize their financial well-being.
Experience the A R Pay Difference Today!
Join the ranks of satisfied businesses benefiting from our secure, reliable, and efficient payment solutions.